Company Growth Projections
Where This Raise Takes Silver Lining By December 2028
Where we are today, and the targets this raise funds. Targets are forward-looking and not guaranteed.
Today
17,000+Silvers served on the platform
80+Countries, on every continent except Antarctica
7,000Jobs created by Silvers in the last 12 months
+27%Average revenue increase for Silvers in year one
21 years in: profitable, no outside investors, and no debt.
By December 2028
20,000Paying customers across North America, LATAM, the Caribbean, MENA, and Africa
$27.6MARR ($2.3M MRR), subscription-led
$5Msilv=r™ Capital AUM, expanded to silv=r™ Credit
5,000Owners impacted by conflict and climate supported through Silver5X Phase 3
500Partnerships with financial institutions, economic development agencies, and franchises
Agenticsilv=rAI™ that takes action for owners, not just recommendations
Projections are Silver Lining's targets as of September 2026, drawn from the draft Purpose Trust deck. They are forward-looking statements, depend on the raise and on market conditions, and are not a promise of results.
FAQ
Questions Advisors Ask First
What am I investing in?
Silver Lining is raising $25M in four rounds to move all of the company's equity into a Purpose Trust, held by the collective, with the transaction targeted for the end of 2028. The capital funds AI and company growth, silv=r™ Capital innovation, Silver5X Phase 3, the team, Carissa Reiniger's first and only liquidity event, and the Advisor Connections fund.
How much of the Trust does my money earn?
Each round sells equity at its valuation, so $1M earns 4% in Round 1, 3.33% in Round 2, 2.50% in Round 3, and 2% in Round 4, and $50,000 in Round 1 earns 0.2%. Money investors hold 71.67% of the Trust once the raise closes. The calculator above shows any amount.
Do early investors get a better deal?
Yes. Round 1 opens at a $25M valuation and Round 4 at $50M, so a Round 1 dollar earns twice the equity of a Round 4 dollar.
What is the minimum investment?
$10,000 in the first round and $25,000 from the second round on.
How does investing time earn equity?
Time investors hold 8.33% of the Trust. The advisor group has a soft cap of 10,000 hours, and each hour is worth about 0.00083% of the Trust. Hours the group does not bring by the end of Round 4 go to the team and small business owners. If the group goes over 10,000 hours, the 8.33% is shared by each advisor's hours against the total.
What counts as an hour?
Leading silv=r™ Meets and doing 1:1 Advisor Calls. A Meet counts once you complete it; an Advisor Call counts once you complete the short post-call update in silv=r™. Meets need a 1-hour training and Advisor Calls a 5-hour training first.
What is the difference between keeping and gifting equity?
Keep equity: a convertible note that converts to Purpose Trust equity you hold yourself. Gift equity: the equity your money or your hours earn goes to the team and small business owners instead. You choose separately for money and for time.
Can I be paid for introductions?
$500,000 of the raise is held in the Advisor Connections fund to pay Advisors who close significant Advisor or Partner Deals with the Silver Lining team. When you pledge, you choose whether you would like referral fees or are happy to help without them.
What does the op-ed involve?
A 1,000-word piece for The Silver Way, due at the end of March 2027. small.books publishes the anthology with a goal launch of Fall 2027, distributed through Simon & Schuster, with a press campaign through 2028. small.books retains book profits.
Is a pledge binding?
No. A pledge is a statement of intent. Nothing is binding until you sign the investment agreement.
Who governs the Trust?
A community board of investors, team, and small business owners. The CEO answers to it, and the mission and values are locked into the operating policy permanently.
Is the structure final?
No. The structure is being designed with counsel, and the draft deck and this page will change as it firms up. The term sheet and signed agreements govern.
